Wildlife Insurance for Livelihoods Development (WILD)Cover; a HWC compensation and parametric drought insurance that will be piloted in Kafue to provide quick, fair payouts in the event of human death and injury, crop damage, property damage and livestock predation. WILD Cover was born out of the urgent need to find practical, compassionate, and sustainable solutions to these challenges. Powered by innovation and empathy, WILD Cover is not just a project—it’s a promise to communities and ecosystems alike: that protection and prosperity can go hand in hand. Rooted in three pilot Game Management Areas—Nkala, Namwala, and Mumbwa—the initiative responds to varying levels of HWC risk with tailored, proactive strategies. At its core, WILD Cover blends financial resilience with conservation impact, offering tools that directly address the needs of people while protecting the wildlife they live alongside. Protecting People, Preserving Wildlife and Promoting Co-existence